7 month CD

Open a CD today!

Earn

5.25%

APY¹

When you open a CD at Ponce Bank, you're supporting yourself and your community!

Get Started

7 month CD

$1,000

Minimum balance²

No monthly service charge

5.25%

APY¹

$1,000

Minimum balance

No monthly service charge

5.25%

APY¹

Get in touch

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You work hard for your money

Savings accounts at Ponce Bank can let your money work hard for you

Come sit down with us and learn about which savings solution at Ponce Bank can work for you.

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You know your money matters. Ponce makes it matter more.

You know your money matters. And Ponce makes it matter more.

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Invest in your community not climate crisis

Don’t let your money fund Fossil Fuel Developments

Support a minority-led, minority-founded bank

We’re committed to bringing banking service to people that most large banks ignore

Bank with purpose

Around $0.80 of every dollar you deposit with Ponce bank creates community financing³

Get Money Smart!

Free Financial Mastery courses at Ponce U. Knowledge is power and we're always willing to share ours.

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Preventing Overdraft Fees

Learn why overdraft fees occur and how to avoid them.

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Building Emergency Savings

Learn about how to set aside money for emergency expenses so that you are prepared for the unexpected.

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Mobile and Online Banking

Explore how to use online and mobile banking securely to improve your financial habits and simplify daily financial tasks.

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APYs effective as of July 15, 2024

. Products, services, terms, conditions and interest rates subject to change without notice.

‍¹APY-Annual Percentage Yield. CD is Certificate of Deposit. Rate may change after the account is opened.

² The minimum balance to open and obtain the APY for this promotional 7-month CD is $1,000. Applies to new deposits only (funds previously not within another Ponce Bank account.). A penalty may be imposed for withdrawals before maturity, and fees may reduce earnings. Offer and rates may change without prior notice. Speak to a representative to learn more.

³Data pulled from Mighty Deposits as of 4/14/2023 "Your $100 deposit in PONCE BANK creates $80 of community financing versus the NATIONAL BANK INDUSTRY AVERAGE of $37": https://mightydeposits.com/ponce-bank.