Prosper℠ Small Business Loans
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Business Loans and Lines of Credit
Ponce Bank offers a variety of secured or unsecured business lending products whose proceeds can be used for:
Operating Cash Flow- Unexpected Expenses
- Business Improvements
- Business Expansion
SBA 7(a)
Loan
SBA 504 Loan
Commercial real estate Loan
Construction Development Loans
SBA 7(a) Loan1
Is your small business looking to purchase real estate or refinance?
Are you thinking about expanding your business or completing a partner buy-out/business acquisition?
The Small Business Administration 7(a) loan program offers flexible terms with a fully amortizing loan and low monthly payments to help your business with all its needs!
SBA 504 Loan 1
Are you looking to expand, purchase, or refinance debt associated with a property?
Is your business looking to purchase heavy equipment for your small business? The SBA 504 loan requires only a 10% borrower contribution and offers fixed rate financing with a longer term then conventional options!
Startup and special-purpose properties may require an additional contribution from the borrower.
Commercial Real Estate Loans
We believe quality real estate investment can anchor a neighborhood, priming it for prosperity and helping the community to grow and its residents to thrive.
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Construction Development Loans
We have over 60 years of construction lending experience in the tri-state area. We’re proud to help real estate developers convert their vision into reality.
Schedule a ConsultationOur Commercial Relationship Officers
will provide a high level of expertise during a one-on-one consultation.
Schedule a Consultation
Are you ready to take the reins
and secure your financial future?
Gain the knowledge and confidence to navigate the exciting yet complex journey of purchasing your first home.
A comprehensive program designed by Ponce Bank to assist small business owners and aspiring entrepreneurs looking to start their businesses.
A valuable resource that assists local nonprofits in developing skills, maximizing impact, and growing capacity.
All loans are subject to credit approval, eligibility, and program requirements and does not constitute an offer to extend credit. Terms and conditions are subject to change without notice.
1 SBA loan programs are governed by the Small Business Administration, and terms, rates, and conditions may vary. For more information on the SBA Certified Lenders Program, visit SBA.Gov.