Prosper℠ Small Business Loans
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Business Loans and Lines of Credit
Ponce Bank offers a variety of secured or unsecured business lending products whose proceeds can be used for:
Operating Cash Flow- Unexpected Expenses
- Business Improvements
- Business Expansion
SBA 7(a)
Loan
SBA 504 Loan
Commercial real estate Loan
Construction Development Loans
SBA 7(a) Loan
Is your small business looking to purchase real estate or refinance?
Are you thinking about expanding your business or completing a partner buy-out/business acquisition?
The Small Business Administration 7(a) loan program offers flexible terms with a fully amortizing loan and low monthly payments to help your business with all its needs!
SBA 504 Loan
Are you looking to expand, purchase, or refinance debt associated with a property?
Is your business looking to purchase heavy equipment for your small business? The SBA 504 loan requires only a 10% borrower contribution and offers fixed rate financing with a longer term then conventional options!
Startup and special-purpose properties may require an additional contribution from the borrower.
Commercial Real Estate Loans
We believe quality real estate investment can anchor a neighborhood, priming it for prosperity and helping the community to grow and its residents to thrive.
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1-4 Residential Investment Properties
Multi-Family Properties
Non-Residential Properties
Mixed-Use Properties
Owner-Occupied Commercial Real Estate Loans
Construction Development Loans
We have over 60 years of construction lending experience in the tri-state area. We’re proud to help real estate developers convert their vision into reality.
Schedule a ConsultationOur Commercial Relationship Officers
will provide a high level of expertise during a one-on-one consultation.
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Get Money Smart!
All loans subject to credit approval. Products, services, terms and conditions subject to change without notice.