No Monthly Fees and
No Minimum Balance Fees
A checking account that puts you first. Open your account with only $50 opening Deposit.
Get Started
Simply Free Checking 1
You work hard for your money
Checking accounts at Ponce Bank can let your money work hard for you
Come sit down with us and learn about which checking account solution at Ponce Bank can work for you.
Get Started
You know your money matters. Ponce makes it matter more.
You know your money matters. And Ponce makes it matter more.
Learn MoreInvest in your community not climate crisis
Support a minority-led, minority-founded bank
Bank with purpose
Get in touch
Get Money Smart!
Learn about how to set aside money for emergency expenses so that you are prepared for the unexpected.
Explore how to use online and mobile banking securely to improve your financial habits and simplify daily financial tasks.
Products, Services, Terms and Conditions subject to change without prior notice.
1 Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See consumer schedule of fees for details.
2 Data pulled from Mighty Deposits as of 4/14/2023 "Your $100 deposit in PONCE BANK creates $80 of community financing versus the NATIONAL BANK INDUSTRY AVERAGE of $37": https://mightydeposits.com/ponce-bank