Prosper℠ Small Business Loans

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Business Loans and Lines of Credit

Ponce Bank offers a variety of secured or unsecured business lending products whose proceeds can be used for:

  • ✓
    Operating Cash Flow
  • ✓
    Unexpected Expenses
  • ✓
    Business Improvements
  • ✓
    Business Expansion
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Operating cash flow

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Business Improvements

Unexpected Expenses

Business Expansion

Operating cash flow

Unexpected Expenses

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Business Improvements

Business Expansion

SBA 504 Loan

Are you looking to expand, replace or purchase a property or a heavy equipment for your small business? The SBA 504 loan requires only a 10% borrower contribution.

*Startup and special-purpose properties may require an additional contribution from the borrower.

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Construction Development Loans

We have over 60 years of construction lending experience in the tri-state area. We’re proud to help real estate developers convert their vision into reality.

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Commercial Real Estate Loans

We believe quality real estate investment can anchor a neighborhood, priming it for prosperity and helping the community to grow and its residents to thrive.

1-4 Residential Investment Properties

Adjustable rate mortgage loans to purchase or refinance 1-4 family dwellings for investment purposes (including condo and co-op units).

Multi-Family Properties

Mortgages for multi-family (5+ units) properties can be complicated. Over the years we have made thousands of these loans and we’re experts in the field. We can tailor a solution to your unique situation.

Non-Residential Properties

Our broad experience and expertise allows us to provide innovative lending products and services secured by non-residential investment properties.

Mixed-Use Properties

Ponce Bank offers very competitive financing products for mixed use properties to qualified applicants.

Owner-Occupied Commercial Real Estate Loans

Own the property that houses your business and gain more control over your destiny.

1-4 Residential Investment Properties

Adjustable rate mortgage loans to purchase or refinance 1-4 family dwellings for investment purposes (including condo and co-op units).

Multi-Family Properties

Mortgages for multi-family (5+ units) properties can be complicated. Over the years we have made thousands of these loans and we’re experts in the field. We can tailor a solution to your unique situation.

Non-Residential Properties

Our broad experience and expertise allows us to provide innovative lending products and services secured by non-residential investment properties.

Mixed-Use Properties

Ponce Bank offers very competitive financing products for mixed use properties to qualified applicants.

Owner-Occupied Commercial Real Estate Loans

Own the property that houses your business to and gain more control over your destiny.

Our Commercial Relationship Officers

will provide a high level of expertise during a one-on-one consultation.

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Get Money Smart!

Free Financial Mastery courses at Ponce U. Knowledge is power and we're always willing to share ours.
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