Business Savings

Use a Savings Account to prepare for unexpected events and tax payments!

Choose one of these three options to start saving

Saving

Ponce Savings Account

A great way to start saving!
Get started
Interest rate (APY)
0.10%
Minimum balance
$100
Monthly Service Fee*
$0*
Can be avoided if minimum balance is met
$5 monthly charge if minimum balance falls below $100
Market

Money Market Account

Keep a higher balance and earn a higher rate
Get started
Interest rate (APY)
0.15%
For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates
Minimum balance
 $1,500
Monthly Service Fee*
$0
Can be avoided if minimum balance is met
$10 monthly charge if minimum balance falls below $1,500
Certificate

Certificate of Deposit

Keep funds longer in your account, and earn even more
Get started
Interest rate (APY)
3.80%
For 6 months Term. Longer terms Earn Higher Interests
Minimum balance
$500
Monthly Service Fee*
$0*
No service fee
Saving

Ponce Savings Account1

A great way to start saving!
Get started
Interest rate (APY)
0.10%
Minimum balance
$100
Monthly service charge
$0*
Can be avoided if minimum balance is met
$5 monthly charge if minimum balance falls below $100
Market

Money Market Account2

Keep a higher balance and earn a higher rate
Get started
Interest rate (APY)
0.15%
For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates
Minimum balance
 $1,500
Monthly service charge
$0
Can be avoided if minimum balance is met
$10 monthly charge if minimum balance falls below $1,500
Certificate

Certificate of Deposit3

Keep funds longer in your account, and earn even more
Get started
Interest rate (APY)
3.80%
For 6 months Term. Longer terms Earn Higher Interests
Minimum balance
$500
Monthly service charge
$0*
No service fee
Annual Percentage Yield (APY)4
See the full list of interest rates.
0.10%
0.15%
For balance between $1,500 - $50,000. Higher Balances Earn Higher Rates
3.80%
For 6 months Term. Longer terms Earn Higher Interests
Minimum Balance
$100
$1,500
$500
Monthly Service Fee*
Can be avoided if minimum balance is met
$0*
$5 monthly charge if minimum balance falls below $100
$0*
$10 monthly charge if minimum balance falls below $1,500
$0*
No service fee

Savings and Money Market Services Come With:

FREE Mobile Banking

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FREE eStatements

Bill Pay

FREE Mobile Banking

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FREE eStatements

Bill Pay

Get Money Smart!

Free Financial Mastery courses at Ponce U. Knowledge is power and we're always willing to share ours.
Learn more

You know your money matters. Ponce makes it matter more.

You know your money matters. And Ponce makes it matter more.

Learn More

Invest in your community not climate crisis

Don’t let your money fund Fossil Fuel Developments
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Support a minority-led, minority-founded bank

We’re committed to bringing banking service to people that most large banks ignore
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Bank with purpose

Around $0.80 of every dollar you deposit with Ponce bank creates community financing5